Millburn and Livingston homeowners began receiving up to $1,500 back from the state, with the first ANCHOR property tax rebates going out Tuesday, Sept. 15.

The New Jersey Division of Taxation started sending payments for the 2025 tax year on a rolling basis, Patch reported. The Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program sends direct payments to offset property taxes.

Residents 65 and older are first in line, according to the Division of Taxation. Homeowners under 65 should expect payments starting in mid-October. Most applicants receive their rebates about 90 days after their application is processed.

What you'll get

Rebate amounts depend on income and whether you own or rent.

The Division of Taxation confirmed that the fiscal 2027 state budget did not extend the additional $250 ANCHOR benefit that senior homeowners received in the prior year. The maximum for all homeowners is now $1,500, regardless of age.

2025 benefit amounts:

  • Homeowners earning $150,000 or less: $1,500
  • Homeowners earning $150,001–$250,000: $1,000
  • Renters 64 and younger: $450
  • Renters 65 and older: $700

The extra $250 was extended for senior renters, bringing their maximum to $700.

How payments arrive

Applicants who filed by paper will receive a paper check in the mail. Online filers chose between a check and direct deposit when they applied.

Tuesday, Sept. 15 was also the deadline to update banking and address information with the state. Residents who missed that cutoff will receive a paper check instead.

How to apply

Applications remain open until Monday, Nov. 2. Most eligible residents had their applications refiled automatically by the state. New applicants and residents 65 or older who collect Social Security disability benefits must file on their own.

Residents 65 and older can use the PAS-1 combined form, which bundles ANCHOR, Senior Freeze and Stay NJ into a single application. PAS-1 forms are not automatically refiled.

In Millburn, where a Patch analysis of municipal data puts the average residential property tax bill at $26,292 a year, the $1,500 rebate covers roughly six weeks of the typical homeowner's annual tax burden.

Free filing help in Livingston

Assemblywoman Rosaura "Rosy" Bagolie (D-Essex, Passaic) is hosting a PAS-1 filing event on Wednesday, Sept. 23, from 10 a.m. to 1 p.m. at the Livingston Senior/Community Center, 204 Hillside Ave. Staff from the Division of Taxation will help residents complete the form and answer questions, according to the Livingston Township calendar.

Residents can register through the Livingston Township website or call Bagolie's office at 973-535-5017.